

FYI many credit cards will allow you to make virtual numbers which you can then use for individual purchases or groups of purchases. They were originally meant to help combat fraud but I use them for subscription services so that if they give me a hard time about quitting I can simply cancel the card number and file a dispute (which in my few experiences has always gotten me my “overage” fees back)
Even the richest in the US fare worse than the middle class in other industrialized countries, and at much higher cost.