No, it’s because there’s a lottery system that has been backlogged for decades. US immigration is such a bad process that skilled people go to Canada instead because the government there actually values those people.

You’re suggesting turning a $15 or so YouTube bill into a $50+ Patreon bill depending on what creators they watch

Bro skilled people wanting to become US residents or citizens have to wait an absurd amount of time to even have a chance

You’re acting like plenty of politicians in the West wouldn’t do this if they could.

I understand that perspective. In a lot of cases, people sell out because they are burnt out (Notch with Mojang/Minecraft) or because they think it’s best for their company and its vision (LucasArts).

I don’t think we can have a good solution to this issue until “creating shareholder value” moves down from 1st to 3rd or 4th or lower on the list of priorities for large companies.

OP assumes that the multiverse has constraints. The person you replied to is saying that OP is wrong because we don’t know whether the multiverse has constraints, so OP is wrong.

The thing is, for-profit doesn’t equal bad. There are a small subset of companies that aim to provide the best service for modest gain, and IMO, they are inherently as trustworthy as orgs like the EFF.

It’s not the right treatment if it doesn’t work, and if it does work, it could still take ages for it to have a good enough effect.

So yes, but also no. Psychology and psychiatry are difficult because they require trial and error.

medical insurance is a must, otherwise you are gambling and the chances to lose this bet are quite high.

You can still have deep medical debt with good insurance. Saying otherwise is incredibly wrong and out of touch. This also ignores how good insurance is inaccessible to a good chunk of the population.

funerals happen unexpected - when they actually absolutely do not. Everybody can be sure to die, so plan accordingly.

Explain how someone who has 0 room in their budget after food, rent, and utilities can plan for the costs of a sudden death. The situation I described is incredibly common in America.

• being “in deep credit card debt” is too late. One should never have swam out this far. Being “a tiny little bit in debt” should have the alarm bells blasting as financing is not self sustaining, “a tiny litte bit” is already much too late already because you’ve entered the spiral

Please explain how to avoid credit card debt when basic necessities cannot be obtained with the income you have. Assume that you can’t get a 2nd job because of child or eldercare duties.

• student debts - well, not everybody has to study. If you can’t afford it reflect on it, if you really must. And if yes, seek alternatives like leaving the country tht is hell-bent to enslave you in debt if you want to study, find sponsors, arrange it with your expectations about a longer time horizon, etc. You are not able to pay for it? Do not do it! Seek solutions.

This would leave college inaccessible to the vast majority of students, especially from lower income families. Not going to college isn’t a solution when well-paying jobs require college degrees.

Your “solutions” in 2024 are essentially blaming lower-income individuals for being lower income individuals. Oftentimes, these lower-income individuals are lower-income because they were born into lower-income families and had fewer opportunities to become wealthy as a result. In 2024, basic necessities are inaccessible to many Americans because their wages aren’t high enough to meet the rising costs of these basic necessities. Their choice is to either suffer without basic needs and be able to afford less and less because their wages remain stagnant or to make poor financial choices to be able to live. Yes, the US has safety-net programs to help lower-income individuals gain more opportunities. No, these programs are not enough because they are underfunded, and the funds allocated to them are mishandled. No, it is not easy for individuals to get out of deep poverty. No, “don’t make even a single financial mistake in your life or you’ll suffer for 70+ years” is not a solution.

At that point it’s not an ad, it’s sponsored content

He can change if he gets the right treatment or he has a moment of reflection. It’s unreasonable to expect a normal person to be the same person 3 years later and even more unreasonable to expect a mentally unstable person to be the same n years later.

I mean it is a huge game, and source code probably includes other required tools.

People “spend irresponsibly” for a ton of reasons like medical expenses, paying for a funeral, having mental illnesses that they don’t even know about, etc. Life happens.

They received money from a rich guy or corporation who knows of the risk of their money going “poof.” Creditors aren’t mom-and-pop shops, and they will survive if an investment doesn’t go well. The same cannot be said for the person in deep credit card debt. Oftentimes, the lenders are the ones who have predatory practices and purposefully make it easier for peoples’ debt to spiral out of control, and you shouldn’t feel bad for those lenders.

Bankruptcies fall off your credit report after 7 years. I think the only thing you are blacklisted from after that 7 year period is the bank that credited you and lost money.

The thing is, a lot of these “rich people” metrics have indirect effects on “normal people” metrics. So yes, while saying “the economy is good” doesn’t mean much right now, it means that normal people will hopefully not struggle as much soon.

The 10% of union wages should still impact the rest of the industry, so the 10% of the workforce getting raises and concessions will force other companies to increase wages or benefits, even if it isn’t as much as the unions’ increases.

Worse off during Biden is different from worse off because of Biden. Hitting the brakes while going downhill 200 MPH doesn’t completely stop you from going more downhill. Every modern Republican has been so incredibly short-sighted that it’s genuinely destroying our future by insane levels.

Except now it’s because of a patent dispute instead of “because I said so!”

If it’s not complicated, then explain Winter Storm Uri.

Gen Alpha*