Agree that comparisons like the one you’ve described are helpful, and soften the blow of this thread’s headline, but they shouldn’t be used as an excuse, as they do show a rather disappointing generational wealth gap:

https://www.washingtonpost.com/business/2019/12/03/precariousness-modern-young-adulthood-one-chart/

Electrum is great at this. It’s even pre-installed on Tails OS (Linux) if you want to use that.