I would argue humans often have a world model that is too coherent. If you ask a flat earther about their beliefs they will always argue that the earth is flat and evidence to the contrary is manufactured or interpreted wrongly. That is a completely absurd world model, but perfectly coherent.

Pcloud offers lifetime accounts. Price is reasonable if you plan to use it for 10+ years. Its basically a bet that they will still be around in 10 years.