Yes, I think if it ends in the first 4 or 5 weeks it’s considered a “chemical pregnancy” and doesn’t even count towards the stats. It’s extremely common. The whole point of not announcing your pregnancy in the first 12 weeks is because it’s so common to not make it past 12 weeks
I have friends with mortgages. They can’t have kids though because it takes two incomes and then they can’t afford childcare AND a mortgage