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Joined 1 year ago
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Cake day: July 9th, 2023

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  • I was in the same boat. Banks are lazy and often won’t underwrite custom loans that fall outside their automatic software, but there are still some who will.

    If you don’t have a score (which I’m convinced some mortgage people think means a bad score, because they’re fucking idiots who can’t listen), you can ask to speak to someone in charge or go elsewhere, but there are lenders who will work with you. Got ours through USDA, which took longer and was custom underwriting, but still got the terms about two weeks later.


  • Honestly, the ones who survive well are the ones who build communities that take care of each other: Sharing meals, sharing gardens, sharing skills and labor, sharing rides, sharing emotions and stories, etc.

    Capitalism was always pushing the US towards a gigantic class divide, and Boomers and Gen X carried that torch at the expense of their descendants’ future. Communities of support are something that will have helped regardless of who is carrying what ideology and regardless of who is in charge, and they thrive in adversity.

    So if you’re looking for advice, build your local communities. Strengthen your bonds with your neighbors. Participate in local governance.





  • …as a public benefit corporation.

    I would encourage everyone to read about what a Benefit Corporation is. It’s still for-profit, but being public benefit gives the officers a little protection from shareholders suing them when stock performance goes down. In theory, this protects them from being driven solely by profit.

    https://en.m.wikipedia.org/wiki/Benefit_corporation

    However, there’s no real guidance or oversight on whether a company still qualifies for that designation. They can self-audit, they can vote to change to a normal corporation at any time, switch back again, etc. This is not a different tax classification, this is a corporate board promise, and I have no reason to think they’ll stay a public benefit corporation, even if they have the best intentions right now.





  • musk could just buy it. jack already sold twitter to him,

    Yeah, certainly, or some other billionaire. I think it goes without saying that most of us here understand the flaws with centralized services.

    I’m not saying it’s the best choice ever, but I’m hopeful that the choice to leave Xitter might do positive things to people’s mentality when BlueSky almost certainly repeats history. It’s not likely to happen right away, as even an offer to buy would take time to approve, so for now, I’m taking it as a net positive.

    The Fediverse will continue to grow and change in the meantime, and we’ll all still be here to help them migrate to better things in the future.


  • People aren’t going to be convinced of social/communism overnight.

    I celebrate the move to BlueSky as positive in that they are no longer propping up an apartheid tech bro who’s now running a meme branch of US Government, and also because many of them are doing the thing they were scared to do before: leave. They now know how that feels and what it will be like rebuilding friend groups and such.

    It’s not the anti-corpo step many are deluding themselves to believe it is, but getting out of the muck and learning how to take the step to change something are both things I see as positives that can be guided to better things in the future.


    1. That’s lazy journalism. There’s a functional search bar as well as trending hashtags.

    2. There will never be suggestions by design, but there’s accounts like FediFollow and guides on how to get started with Mastodon. If you meet those people in the future, tell them to follow hashtags for topics they like, and encourage them to start using hashtags. They’ll find people that way.

    3. This is also by design: there’s no suggestions, because there’s no algorithm. You decide what goes on in your feed (boosting is another important part of that). If you’ve looked at everything, explore a new hashtag, follow more people, check the Local or Global feeds, or Satan forbid anyone actually take that as a sign to take a break and go touch grass.